Skip to content

Call or Text: 1-844-90-RATES

Email Us: alex@gustancho.com

Preferred Mortgage Rates
  • About UsExpand
    • Contact
    • Loan Limits
    • Meet Our Team
    • Preferred Mortgage Rates Subsidiaries
    • Wholesale Lender Directory
    • GCA Forums
  • Mortgage TypesExpand
    • PurchaseExpand
      • Home Purchase Loans
      • Investment Property Loans
    • RefinanceExpand
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home LoansExpand
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines On FHA Loans
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home LoansExpand
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM LoansExpand
      • Bank Statement Loans
      • DSCR Loans For Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional LoansExpand
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium LoansExpand
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
  • ResourcesExpand
    • How To Get Best Rates
    • How To Increase FICO
    • How To Reach Human at Credit Bureaus
    • How To Remove Credit Disputes
  • Blog
  • Testimonials
  • Fast Quote

Call or Text: 1-844-90-RATES

Email Us: alex@gustancho.com

Preferred Mortgage Rates
  • FHA Deferred Student Loans Requirement (1)
    Uncategorized

    FHA Deferred Student Loans Requirement And How It Affects DTI

    BySapna January 23, 2023July 28, 2025

    This Article Is About FHA Deferred Student Loans Requirement And How It Affects DTI Every…

    Read More FHA Deferred Student Loans Requirement And How It Affects DTIContinue

  • Non-Occupant Co-Borrower Purchase House
    Non-Occupant Co-Borrowers

    Can Non-Occupant Co-Borrower Purchase House?

    ByGustan Cho January 23, 2023July 28, 2025

    This Article Is About Can Non-Occupant Co-Borrower Purchase House Can Non-Occupant Co-Borrower Purchase House If…

    Read More Can Non-Occupant Co-Borrower Purchase House?Continue

  • Using Gift Funds In Mortgage Transactions Guidelines
    Home Mortgage | Videos

    Using Gift Funds In Mortgage Transactions Guidelines

    BySapna January 23, 2023May 9, 2023

    This Article Is About Using Gift Funds In Mortgage Transactions Guidelines Home Buyers who want…

    Read More Using Gift Funds In Mortgage Transactions GuidelinesContinue

  • Verification Of Rent

    Is Rental Verification Necessary to Buy a House?

    BySapna January 20, 2023July 28, 2025

    Your monthly housing expense is the most important bill that you pay. Mortgage lenders need…

    Read More Is Rental Verification Necessary to Buy a House?Continue

  • The Down Payment Required On A Home Purchase
    Uncategorized

    The Down Payment Required On A Home Purchase By Homebuyers

    BySapna December 6, 2022December 6, 2022

    This ARTICLE Is About The Down Payment Required On A Home Purchase By Homebuyers The…

    Read More The Down Payment Required On A Home Purchase By HomebuyersContinue

  • First Time Home Buyer Common Questions On Home Purchases
    Home Purchase

    First Time Home Buyer Common Questions On Home Purchases

    ByAlex Carlcucci December 6, 2022July 28, 2025

    This Article Is About First Time Home Buyer Common Questions On Home Purchases  The housing…

    Read More First Time Home Buyer Common Questions On Home PurchasesContinue

  • Tips For Home Sellers In Chicago
    Home Mortgage

    FHA versus conforming loans

    ByGustan Cho December 5, 2022July 8, 2025

    This guide will cover the difference between FHA versus conforming loans. We will discuss FHA…

    Read More FHA versus conforming loansContinue

  • Home Buyer Advice
    Uncategorized

    Home Buyer Advice On Qualifying For a Mortgage

    BySapna November 29, 2022November 29, 2022

    In this article,  we will cover and discuss home buyer advice on qualifying for a…

    Read More Home Buyer Advice On Qualifying For a MortgageContinue

  • Hiring realtors on home purchase
    First Time Home Buyers

    Hiring Realtors On Purchase And Listing Transactions

    ByAlex Carlcucci November 16, 2022July 28, 2025

    This BLOG On Hiring Realtors On Purchase And Listing Transactions In Illinois Was UPDATED And…

    Read More Hiring Realtors On Purchase And Listing TransactionsContinue

  • Illinois Governor Property Tax Fraud Investigation Continues
    Bad Credit Mortgages

    Illinois Governor Property Tax Fraud Investigation Continues

    BySapna October 28, 2022October 28, 2022

    BREAKING NEWS: Illinois Governor Property Tax Fraud Investigation Continues Illinois Governor Property Tax Fraud Investigation…

    Read More Illinois Governor Property Tax Fraud Investigation ContinuesContinue

Page navigation

Previous PagePrevious 1 … 4 5 6 7 Next PageNext

Subsidiary Sites

  • Lending Network, LLC
  • Gustan Cho Associates Mortgage Brokers
  • GCA Mortgage Group
  • NON-QM Mortgage Lenders
  • Mortgage Lenders For Bad Credit
  • FHA Bad Credit Lenders
  • Preferred Mortgage Rates
  • One Solution Real Estate
  • Great Community Authority Forums

Recent Articles

  • Understanding Mortgage Programs
    Fannie Mae Guidelines on Conventional Loans
    by Sapna
    November 3, 2025
  • Manual Underwriting DTI Guidelines for FHA and VA Loans
    Manual Underwriting DTI Guidelines for FHA and VA Loans
    by Sapna
    October 23, 2025

Contact Us

  • Email: gcho@gustancho.com
  • Fast Response: 800-900-8569
  • Branch Address: 999 Oakmont Plaza Drive Suite 600 Westmont IL 60559
  • Facebook
  • Instagram
  • LinkedIn
  • TikTok
  • YouTube
  • Tumblr
Regulated by IDFPR – Residential Mortgage Banking 555 West Monroe St., Ste 500 Chicago, Illinois 60661, 844-768-1713
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director FHA Bad Credit Lenders FHA Bad Credit Lenders Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler, Arizona 85226 Company NMLS 1660690 | FHA Bad Credit Lenders Branch NMLS 2315275 | GCA Regional Branch Address 999 Oakmont Plaza Drive Suite 600 Westmont IL 60559 | For licensing information, go to www.nmlsconsumeraccess.org | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
Scroll to top Call Now
  • About Us
    • Contact
    • Loan Limits
    • Meet Our Team
    • Preferred Mortgage Rates Subsidiaries
    • Wholesale Lender Directory
    • GCA Forums
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines On FHA Loans
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans For Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium Loans
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
  • Resources
    • How To Get Best Rates
    • How To Increase FICO
    • How To Reach Human at Credit Bureaus
    • How To Remove Credit Disputes
  • Blog
  • Testimonials
  • Fast Quote
Search