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Call or Text: 1-844-90-RATES

Email Us: alex@gustancho.com

Preferred Mortgage Rates
  • Understanding Mortgage Programs
    Conventional Loans

    Fannie Mae Guidelines on Conventional Loans

    BySapna November 3, 2025November 3, 2025

    This guide covers Fannie Mae guidelines on conventional loans with no lender overlays in Illinois….

    Read More Fannie Mae Guidelines on Conventional LoansContinue

  • Manual Underwriting DTI Guidelines for FHA and VA Loans
    FHA Loans | Mortgage Processing And Underwriting | Uncategorized | VA Loan | Videos

    Manual Underwriting DTI Guidelines for FHA and VA Loans

    BySapna October 23, 2025December 10, 2025

    This guide covers manual underwriting DTI guidelines on FHA and VA loans. HUD and the…

    Read More Manual Underwriting DTI Guidelines for FHA and VA LoansContinue

  • Locking Mortgage Rates During The Mortgage Process
    Mortgage Processing And Underwriting

    Locking Mortgage Rates During The Mortgage Process

    BySapna September 5, 2025December 10, 2025

    This guide covers locking mortgage rates during the mortgage process. Gustan Cho Associates at NEXA…

    Read More Locking Mortgage Rates During The Mortgage ProcessContinue

  • Multi-Family Non-Occupant Co-Borrower Guidelines
    Muti-Family Investment

    Multi-Family Residential Property Mortgage Loans

    ByJohn Strange April 14, 2025April 15, 2025

    In this blog, we will cover and discuss multi-family residential property mortgage loans in Illinois….

    Read More Multi-Family Residential Property Mortgage LoansContinue

  • The Mortgage Process
    FHA Loans | Home Mortgage | Re-Establishing Credit

    How to Rebuild Credit For Mortgage Approval

    BySapna March 24, 2025May 22, 2025

    This guide covers how to rebuild credit for mortgage approval. There are ways how to…

    Read More How to Rebuild Credit For Mortgage ApprovalContinue

  • Credit Dispute During Mortgage Process
    Credit Repair | Home Mortgage | Re-Establishing Credit

    How Can I Improve Credit Scores To Qualify For a Mortgage

    ByLaurie Cho March 24, 2025March 24, 2025

    This guide covers the frequently asked question how can I improve credit scores to qualify…

    Read More How Can I Improve Credit Scores To Qualify For a MortgageContinue

  • What are the loans that are not covered by the guarantee? Very popular
    Condominium Loans

    Warrantable Vs NON-Warrantable Condo Guidelines

    BySapna March 20, 2025March 20, 2025

    When purchasing a condominium, one important distinction is between a warrantable vs non-warrantable condo. This…

    Read More Warrantable Vs NON-Warrantable Condo GuidelinesContinue

  • Mortgage Process Timeline
    Uncategorized

    Avoiding Mortgage Closing Delays and Close on Time

    ByAlex Carlcucci March 20, 2025December 16, 2025

    This guide covers avoiding mortgage closing delays and closing a home loan on time. Mortgage…

    Read More Avoiding Mortgage Closing Delays and Close on TimeContinue

  • FHA Home Loans
    FHA Loans | First Time Home Buyers | Mortgage Processing And Underwriting

    Mortgage For First-Time Homebuyers

    BySapna March 18, 2025March 18, 2025

    This guide covers the various mortgage for first-time homebuyers. We will discuss tips, challenges, and…

    Read More Mortgage For First-Time HomebuyersContinue

  • Shopping For Mortgage With Bad Credit And Low Credit Scores
    Bad Credit Mortgages | Credit Repair | FHA Loans | Home Mortgage | Home Purchase

    Mortgage Loans With Bad Credit

    BySapna March 18, 2025March 18, 2025

    This guide covers qualifying for mortgage loans with bad credit and low credit scores for…

    Read More Mortgage Loans With Bad CreditContinue

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Recent Articles

  • Understanding Mortgage Programs
    Fannie Mae Guidelines on Conventional Loans
    by Sapna
    November 3, 2025
  • Manual Underwriting DTI Guidelines for FHA and VA Loans
    Manual Underwriting DTI Guidelines for FHA and VA Loans
    by Sapna
    October 23, 2025

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Regulated by IDFPR – Residential Mortgage Banking 555 West Monroe St., Ste 500 Chicago, Illinois 60661, 844-768-1713
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director FHA Bad Credit Lenders FHA Bad Credit Lenders Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler, Arizona 85226 Company NMLS 1660690 | FHA Bad Credit Lenders Branch NMLS 2315275 | GCA Regional Branch Address 999 Oakmont Plaza Drive Suite 600 Westmont IL 60559 | For licensing information, go to www.nmlsconsumeraccess.org | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
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  • About Us
    • Contact
    • Loan Limits
    • Meet Our Team
    • Preferred Mortgage Rates Subsidiaries
    • Wholesale Lender Directory
    • GCA Forums
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines On FHA Loans
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans For Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium Loans
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
  • Resources
    • How To Get Best Rates
    • How To Increase FICO
    • How To Reach Human at Credit Bureaus
    • How To Remove Credit Disputes
  • Blog
  • Testimonials
  • Fast Quote
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