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Preferred Mortgage Rates
  • Manual Underwriting DTI Guidelines for FHA and VA Loans
    FHA Loans | Mortgage Processing And Underwriting | Uncategorized | VA Loan | Videos

    Manual Underwriting DTI Guidelines for FHA and VA Loans

    BySapna October 23, 2025December 10, 2025

    This guide covers manual underwriting DTI guidelines on FHA and VA loans. HUD and the…

    Read More Manual Underwriting DTI Guidelines for FHA and VA LoansContinue

  • Hard Money Loans
    Commercial Loans | Hard Money Loans | Videos

    What Are Hard Money Loans

    ByGustan Cho September 9, 2023September 9, 2023

    This guide covers what are hard money loans and how it works. We will also…

    Read More What Are Hard Money LoansContinue

  • TBD Underwriting Process For Pre-Approval
    Mortgage Processing And Underwriting | Conditional Loan Approval | Videos

    What Is a TBD Underwriting Process Pre-Approval Letter

    ByMargarett Jurilla September 8, 2023April 15, 2025

    This article will discuss a TBD underwriting process and a TBD property pre-approval letter. In…

    Read More What Is a TBD Underwriting Process Pre-Approval LetterContinue

  • How Much House Can I Afford
    Home Mortgage | Home Purchase | Real Estate Topic | Videos

    How Much House Can I Afford Versus Qualify

    ByGustan Cho September 5, 2023September 5, 2023

    This guide covers the frequently asked question of how much house can I afford versus…

    Read More How Much House Can I Afford Versus QualifyContinue

  • Housing and Mortgage Market
    Real Estate Topic | Home Mortgage | Home Purchase | Mortgage Rates | Videos

    Housing and Mortgage Market Recap of 2023

    ByMargarett Jurilla September 5, 2023September 5, 2023

    The housing and mortgage market plays a crucial role in the overall economy, reflecting individuals’…

    Read More Housing and Mortgage Market Recap of 2023Continue

  • Mortgage Process Timeline
    Mortgage Processing And Underwriting | Home Mortgage | Videos

    Mortgage Process Timeline From Application To Clear-To-Close

    ByGustan Cho September 4, 2023October 4, 2024

    This guide covers the mortgage process timeline from application to clear-to-close. Mortgage process timeline can…

    Read More Mortgage Process Timeline From Application To Clear-To-CloseContinue

  • HUD Versus Fannie Mae Guidelines
    Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

    HUD Versus Fannie Mae Guidelines on Mortgages in Bankruptcy

    ByDale Elenteny August 31, 2023August 31, 2023

    This guide covers HUD versus Fannie Mae guidelines on mortgages in Bankruptcy. There are major…

    Read More HUD Versus Fannie Mae Guidelines on Mortgages in BankruptcyContinue

  • Mortgage Without A Credit Score
    Home Mortgage | Videos

    Mortgage Without A Credit Score Lending Guidelines

    ByMichael Gracz May 26, 2023May 26, 2023

    This ARTICLE On Mortgage Without A Credit Score Lending Guidelines Was PUBLISHED On July 1st,…

    Read More Mortgage Without A Credit Score Lending GuidelinesContinue

  • Mortgage Loan With Recent Late Payments
    Bad Credit Mortgages | Home Mortgage | Mortgage With Late Payments | Videos

    Mortgage Loan With Recent Late Payments Guidelines

    ByGustan Cho April 13, 2023March 18, 2025

    In this blog, we will discuss and cover the question of can you get a…

    Read More Mortgage Loan With Recent Late Payments GuidelinesContinue

  • Down Payment Assistance
    Videos | Down Payment Assistance | First Time Home Buyers | Home Mortgage

    Down Payment Assistance For First-Time Homebuyers

    ByGustan Cho April 3, 2023May 14, 2026

    In this guide, we will cover down payment assistance for first-time homebuyers. We will discuss…

    Read More Down Payment Assistance For First-Time HomebuyersContinue

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  • About Us
    • Contact
    • Preferred Mortgage Rates Subsidiaries
    • Wholesale Lender Directory
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines On FHA Loans
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans For Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium Loans
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
  • Resources
    • How To Get Best Rates
    • How To Increase FICO
    • How To Reach Human at Credit Bureaus
    • How To Remove Credit Disputes
  • Blog
  • Fast Quote
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