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Preferred Mortgage Rates
  • Government Shutdown
    Bad Credit Mortgages

    Government Shutdown Delays Home Closings

    ByGustan Cho April 27, 2023December 16, 2025

    What is a government shutdown?  Why does the government shut down? What happens when the…

    Read More Government Shutdown Delays Home ClosingsContinue

  • Mortgage Loan With Recent Late Payments
    Bad Credit Mortgages | Home Mortgage | Mortgage With Late Payments | Videos

    Mortgage Loan With Recent Late Payments Guidelines

    ByGustan Cho April 13, 2023March 18, 2025

    In this blog, we will discuss and cover the question of can you get a…

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  • Down Payment Assistance
    Videos | Down Payment Assistance | First Time Home Buyers | Home Mortgage

    Down Payment Assistance For First-Time Homebuyers

    ByGustan Cho April 3, 2023May 14, 2026

    In this guide, we will cover down payment assistance for first-time homebuyers. We will discuss…

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  • Conventional Home Loans
    Conventional Loans

    Conventional Home Loans Mortgage Lending Guidelines

    ByGustan Cho January 30, 2023April 15, 2025

    This BLOG On Conventional Home Loans Mortgage Lending Guidelines Was UPDATED On January 2nd, 2019 For…

    Read More Conventional Home Loans Mortgage Lending GuidelinesContinue

  • Preparing For Mortgage After Bankruptcy And Foreclosure (1)
    Mortgage After Bankruptcy and Foreclosure

    Preparing For Mortgage After Bankruptcy And Foreclosure

    ByGustan Cho January 27, 2023July 28, 2025

    This BLOG On Preparing For Mortgage After Bankruptcy And Foreclosure Was UPDATED On January 2nd, 2019…

    Read More Preparing For Mortgage After Bankruptcy And ForeclosureContinue

  • Credit Dispute During Mortgage Process
    Bad Credit Mortgages

    Credit Dispute During Mortgage Process Can Halt Loan Approval

    ByGustan Cho January 24, 2023July 28, 2025

    In this blog, we will discuss and cover having credit dispute during mortgage process. Credit…

    Read More Credit Dispute During Mortgage Process Can Halt Loan ApprovalContinue

  • Good Faith Estimate Replaced
    Regulations

    Good Faith Estimate Replaced With Loan Estimate By CFPB

    ByGustan Cho January 24, 2023July 28, 2025

    This BLOG On Good Faith Estimate Replaced With Loan Estimate By CFPB Was PUBLISHED On…

    Read More Good Faith Estimate Replaced With Loan Estimate By CFPBContinue

  • Down Payment And Closing Costs Required For Home Purchase
    Videos

    Down Payment And Closing Costs Required For Home Purchase

    ByGustan Cho January 23, 2023July 28, 2025

    This Article Is About The Down Payment And Closing Costs Required For Home Purchase The…

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  • Non-Occupant Co-Borrower Purchase House
    Non-Occupant Co-Borrowers

    Can Non-Occupant Co-Borrower Purchase House?

    ByGustan Cho January 23, 2023July 28, 2025

    This Article Is About Can Non-Occupant Co-Borrower Purchase House Can Non-Occupant Co-Borrower Purchase House If…

    Read More Can Non-Occupant Co-Borrower Purchase House?Continue

  • First Time Home Buyer Common Questions On Home Purchases
    Home Purchase

    First Time Home Buyer Common Questions On Home Purchases

    ByGustan Cho December 6, 2022July 28, 2025

    This Article Is About First Time Home Buyer Common Questions On Home Purchases  The housing…

    Read More First Time Home Buyer Common Questions On Home PurchasesContinue

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  • About Us
    • Contact
    • Preferred Mortgage Rates Subsidiaries
    • Wholesale Lender Directory
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines On FHA Loans
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans For Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium Loans
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
  • Resources
    • How To Get Best Rates
    • How To Increase FICO
    • How To Reach Human at Credit Bureaus
    • How To Remove Credit Disputes
  • Blog
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