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Preferred Mortgage Rates
  • hat The Lender Says On How Much I Can Borrow Does Not Mean I Can Afford The Monthly Payments
    FHA 203k Loan

    Buying Foreclosures And Fixer Uppers With Homepath Loans

    ByGustan Cho October 19, 2023October 19, 2023

    This BLOG On Buying Foreclosures And Fixer Uppers With Homepath Loans Was UPDATED On October 28th,…

    Read More Buying Foreclosures And Fixer Uppers With Homepath LoansContinue

  • Buying A Fixer Upper Home
    FHA 203k Loan

    FHA 203k Loan Buying A Fixer Upper With 3.5% Down Payment

    ByGustan Cho October 19, 2023October 19, 2023

    This article covers FHA 203k Loan Buying A Fixer Upper With 3.5% Down Payment  If…

    Read More FHA 203k Loan Buying A Fixer Upper With 3.5% Down PaymentContinue

  • VA Loan Process
    VA Loan

    VA Loan Process And Eligibility Requirements On VA Mortgages

    ByGustan Cho October 17, 2023October 17, 2023

    This BLOG On VA Loan Process And Eligibility Requirements On VA Mortgages Was UPDATED On November…

    Read More VA Loan Process And Eligibility Requirements On VA MortgagesContinue

  • Hard Money Loans
    Commercial Loans | Hard Money Loans | Videos

    What Are Hard Money Loans

    ByGustan Cho September 9, 2023September 9, 2023

    This guide covers what are hard money loans and how it works. We will also…

    Read More What Are Hard Money LoansContinue

  • FHA Streamline Refinance
    Mortgage Refinance

    FHA Streamline Refinance Mortgage Guidelines

    ByGustan Cho September 9, 2023

    This BLOG covers FHA Streamline Refinance Mortgage Guidelines. HUD, the parent of FHA, has a…

    Read More FHA Streamline Refinance Mortgage GuidelinesContinue

  • How Much House Can I Afford
    Home Mortgage | Home Purchase | Real Estate Topic | Videos

    How Much House Can I Afford Versus Qualify

    ByGustan Cho September 5, 2023September 5, 2023

    This guide covers the frequently asked question of how much house can I afford versus…

    Read More How Much House Can I Afford Versus QualifyContinue

  • Mortgage Process Timeline
    Mortgage Processing And Underwriting | Home Mortgage | Videos

    Mortgage Process Timeline From Application To Clear-To-Close

    ByGustan Cho September 4, 2023October 4, 2024

    This guide covers the mortgage process timeline from application to clear-to-close. Mortgage process timeline can…

    Read More Mortgage Process Timeline From Application To Clear-To-CloseContinue

  • Mortgage Rate Buydown
    Home Mortgage | Home Purchase | Mortgage Rates

    What is a Mortgage Rate Buydown

    ByGustan Cho September 4, 2023December 16, 2025

    This guide covers the frequently asked question of what is a mortgage rate buydown. Consider…

    Read More What is a Mortgage Rate BuydownContinue

  • Cash-Out Refinance Mortgage Guidelines
    Mortgage Refinance

    Cash-Out Refinance Mortgage Guidelines on Home Loans

    ByGustan Cho August 29, 2023December 16, 2025

    Homeowners with equity in their homes and overwhelmed with debt can consider a cash-out refinance…

    Read More Cash-Out Refinance Mortgage Guidelines on Home LoansContinue

  • Buying Versus Renting Home
    Home Mortgage

    Pros and Cons of Buying Versus Renting Home

    ByGustan Cho June 9, 2023June 9, 2023

    In this blog, we will cover buying versus renting home. We will discuss the benefits…

    Read More Pros and Cons of Buying Versus Renting HomeContinue

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  • About Us
    • Contact
    • Preferred Mortgage Rates Subsidiaries
    • Wholesale Lender Directory
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines On FHA Loans
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans For Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium Loans
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
  • Resources
    • How To Get Best Rates
    • How To Increase FICO
    • How To Reach Human at Credit Bureaus
    • How To Remove Credit Disputes
  • Blog
  • Fast Quote
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