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Preferred Mortgage Rates
  • Financing a Second Home: Mortgage Guidelines
    Home Purchase

    Financing a Second Home: Mortgage Guidelines

    ByMichael Gracz December 6, 2023December 6, 2023

    Financing a second home is different than getting a mortgage for a primary residence: You…

    Read More Financing a Second Home: Mortgage GuidelinesContinue

  • What are the VA agency guidelines and mortgage overlays
    VA Loan

    VA Agency Guidelines Versus Mortgage Overlays By Lenders

    ByMichael Gracz October 17, 2023October 17, 2023

    This Article Is About VA Agency Guidelines Versus Mortgage Overlays By Lenders The Department Of…

    Read More VA Agency Guidelines Versus Mortgage Overlays By LendersContinue

  • Mortgage Without A Credit Score
    Home Mortgage | Videos

    Mortgage Without A Credit Score Lending Guidelines

    ByMichael Gracz May 26, 2023May 26, 2023

    This ARTICLE On Mortgage Without A Credit Score Lending Guidelines Was PUBLISHED On July 1st,…

    Read More Mortgage Without A Credit Score Lending GuidelinesContinue

  • Mortgage During And After Bankruptcy
    Mortgage After Bankruptcy and Foreclosure

    Mortgage During And After Bankruptcy Guidelines

    ByMichael Gracz January 26, 2023April 28, 2023

    In this article, we will cover and discuss mortgage during and after bankruptcy guidelines. Bankruptcy…

    Read More Mortgage During And After Bankruptcy GuidelinesContinue

  • Home Loan Approval Process
    Uncategorized

    Home Loan Approval Process For Mortgage Borrowers

    ByMichael Gracz January 24, 2023May 1, 2023

    In this blog, we will discuss and cover the home loan approval process for mortgage…

    Read More Home Loan Approval Process For Mortgage BorrowersContinue

  • Mortgages For Borrowers With Under 580 Credit Scores
    Bad Credit Mortgages

    Mortgages For Borrowers With Under 580 Credit Scores

    ByMichael Gracz October 20, 2022July 28, 2025

    This Article Is About On Mortgages For Borrowers With Under 580 Credit Scores Many clients…

    Read More Mortgages For Borrowers With Under 580 Credit ScoresContinue

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    Manual Underwriting DTI Guidelines for FHA and VA Loans
    by Sapna
    October 23, 2025

Contact Us

  • Email: contact@preferredmortgagerates.com
Scroll to top
  • About Us
    • Contact
    • Preferred Mortgage Rates Subsidiaries
    • Wholesale Lender Directory
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines On FHA Loans
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans For Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium Loans
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
  • Resources
    • How To Get Best Rates
    • How To Increase FICO
    • How To Reach Human at Credit Bureaus
    • How To Remove Credit Disputes
  • Blog
  • Fast Quote
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