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Preferred Mortgage Rates
  • Financing a Second Home: Mortgage Guidelines
    Home Purchase

    Financing a Second Home: Mortgage Guidelines

    ByMichael Gracz December 6, 2023December 6, 2023

    Financing a second home is different than getting a mortgage for a primary residence: You…

    Read More Financing a Second Home: Mortgage GuidelinesContinue

  • FHA 203k Rehab Loans in Chicago Illinois
    FHA 203k Loan

    FHA 203k Rehab Loans in Chicago Illinois Guidelines

    ByGustan Cho November 2, 2023

    In this article, we will cover and discuss FHA 203k Rehab loans in Chicago Illinois….

    Read More FHA 203k Rehab Loans in Chicago Illinois GuidelinesContinue

  • Negative Factors In Buying Short Sale Homes For Homebuyers
    Home Purchase

    Negative Factors In Buying Short Sale Homes For Homebuyers

    ByGustan Cho October 23, 2023October 23, 2023

    In this blog, we will discuss and cover the negative factors in buying short sale…

    Read More Negative Factors In Buying Short Sale Homes For HomebuyersContinue

  • hat The Lender Says On How Much I Can Borrow Does Not Mean I Can Afford The Monthly Payments
    FHA 203k Loan

    Buying Foreclosures And Fixer Uppers With Homepath Loans

    ByGustan Cho October 19, 2023October 19, 2023

    This BLOG On Buying Foreclosures And Fixer Uppers With Homepath Loans Was UPDATED On October 28th,…

    Read More Buying Foreclosures And Fixer Uppers With Homepath LoansContinue

  • Buying A Fixer Upper Home
    FHA 203k Loan

    FHA 203k Loan Buying A Fixer Upper With 3.5% Down Payment

    ByGustan Cho October 19, 2023October 19, 2023

    This article covers FHA 203k Loan Buying A Fixer Upper With 3.5% Down Payment  If…

    Read More FHA 203k Loan Buying A Fixer Upper With 3.5% Down PaymentContinue

  • What are the VA agency guidelines and mortgage overlays
    VA Loan

    VA Agency Guidelines Versus Mortgage Overlays By Lenders

    ByMichael Gracz October 17, 2023May 14, 2026

    This Article Is About VA Agency Guidelines Versus Mortgage Overlays By Lenders The Department Of…

    Read More VA Agency Guidelines Versus Mortgage Overlays By LendersContinue

  • VA Loan Process
    VA Loan

    VA Loan Process And Eligibility Requirements On VA Mortgages

    ByGustan Cho October 17, 2023October 17, 2023

    This BLOG On VA Loan Process And Eligibility Requirements On VA Mortgages Was UPDATED On November…

    Read More VA Loan Process And Eligibility Requirements On VA MortgagesContinue

  • Bank Statement Mortgage Loans
    Non-QM Loans

    Bank Statement Mortgage Loans

    BySapna October 16, 2023October 17, 2023

    Apply Now Bank statement mortgage loans are the mortgage loan option of choice for self-employed…

    Read More Bank Statement Mortgage LoansContinue

  • Hard Money Loans
    Commercial Loans | Hard Money Loans | Videos

    What Are Hard Money Loans

    ByGustan Cho September 9, 2023September 9, 2023

    This guide covers what are hard money loans and how it works. We will also…

    Read More What Are Hard Money LoansContinue

  • FHA Streamline Refinance
    Mortgage Refinance

    FHA Streamline Refinance Mortgage Guidelines

    ByGustan Cho September 9, 2023

    This BLOG covers FHA Streamline Refinance Mortgage Guidelines. HUD, the parent of FHA, has a…

    Read More FHA Streamline Refinance Mortgage GuidelinesContinue

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  • About Us
    • Contact
    • Preferred Mortgage Rates Subsidiaries
    • Wholesale Lender Directory
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines On FHA Loans
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans For Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium Loans
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
  • Resources
    • How To Get Best Rates
    • How To Increase FICO
    • How To Reach Human at Credit Bureaus
    • How To Remove Credit Disputes
  • Blog
  • Fast Quote
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