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Call or Text: 1-844-90-RATES

Email Us: alex@gustancho.com

Preferred Mortgage Rates
  • Shopping For Mortgage With Bad Credit And Low Credit Scores
    Bad Credit Mortgages | Credit Repair | FHA Loans | Home Mortgage | Home Purchase

    Mortgage Loans With Bad Credit

    BySapna March 18, 2025March 18, 2025

    This guide covers qualifying for mortgage loans with bad credit and low credit scores for…

    Read More Mortgage Loans With Bad CreditContinue

  • Using FHA 203k Rehab Loans in Chicago Illinois For Renovation
    Bad Credit Mortgages | Conventional Loans | FHA Loans

    FHA Loans Versus Conventional Loans

    BySapna December 23, 2024December 23, 2025

    FHA Loans are the most popular mortgage programs today due to the many benefits it…

    Read More FHA Loans Versus Conventional LoansContinue

  • Government Shutdown
    Bad Credit Mortgages

    Government Shutdown Delays Home Closings

    ByAlex Carlcucci April 27, 2023December 16, 2025

    What is a government shutdown?  Why does the government shut down? What happens when the…

    Read More Government Shutdown Delays Home ClosingsContinue

  • Mortgage Loan With Recent Late Payments
    Bad Credit Mortgages | Home Mortgage | Mortgage With Late Payments | Videos

    Mortgage Loan With Recent Late Payments Guidelines

    ByGustan Cho April 13, 2023March 18, 2025

    In this blog, we will discuss and cover the question of can you get a…

    Read More Mortgage Loan With Recent Late Payments GuidelinesContinue

  • Credit Dispute During Mortgage Process
    Bad Credit Mortgages

    Credit Dispute During Mortgage Process Can Halt Loan Approval

    ByGustan Cho January 24, 2023July 28, 2025

    In this blog, we will discuss and cover having credit dispute during mortgage process. Credit…

    Read More Credit Dispute During Mortgage Process Can Halt Loan ApprovalContinue

  • Illinois Governor Property Tax Fraud Investigation Continues
    Bad Credit Mortgages

    Illinois Governor Property Tax Fraud Investigation Continues

    BySapna October 28, 2022October 28, 2022

    BREAKING NEWS: Illinois Governor Property Tax Fraud Investigation Continues Illinois Governor Property Tax Fraud Investigation…

    Read More Illinois Governor Property Tax Fraud Investigation ContinuesContinue

  • Mortgages For Borrowers With Under 580 Credit Scores
    Bad Credit Mortgages

    Mortgages For Borrowers With Under 580 Credit Scores

    ByMichael Gracz October 20, 2022July 28, 2025

    This Article Is About On Mortgages For Borrowers With Under 580 Credit Scores Many clients…

    Read More Mortgages For Borrowers With Under 580 Credit ScoresContinue

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Recent Articles

  • Understanding Mortgage Programs
    Fannie Mae Guidelines on Conventional Loans
    by Sapna
    November 3, 2025
  • Manual Underwriting DTI Guidelines for FHA and VA Loans
    Manual Underwriting DTI Guidelines for FHA and VA Loans
    by Sapna
    October 23, 2025

Contact Us

  • Email: gcho@gustancho.com
  • Fast Response: 800-900-8569
  • Branch Address: 999 Oakmont Plaza Drive Suite 600 Westmont IL 60559
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Regulated by IDFPR – Residential Mortgage Banking 555 West Monroe St., Ste 500 Chicago, Illinois 60661, 844-768-1713
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director FHA Bad Credit Lenders FHA Bad Credit Lenders Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler, Arizona 85226 Company NMLS 1660690 | FHA Bad Credit Lenders Branch NMLS 2315275 | GCA Regional Branch Address 999 Oakmont Plaza Drive Suite 600 Westmont IL 60559 | For licensing information, go to www.nmlsconsumeraccess.org | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
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  • About Us
    • Contact
    • Loan Limits
    • Meet Our Team
    • Preferred Mortgage Rates Subsidiaries
    • Wholesale Lender Directory
    • GCA Forums
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans For Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium Loans
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
  • Resources
    • How To Get Best Rates
    • How To Increase FICO
    • How To Reach Human at Credit Bureaus
    • How To Remove Credit Disputes
  • Blog
  • Testimonials
  • Fast Quote
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