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Preferred Mortgage Rates
  • Housing and Mortgage Market
    Real Estate Topic | Home Mortgage | Home Purchase | Mortgage Rates | Videos

    Housing and Mortgage Market Recap of 2023

    ByMargarett Jurilla September 5, 2023September 5, 2023

    The housing and mortgage market plays a crucial role in the overall economy, reflecting individuals’…

    Read More Housing and Mortgage Market Recap of 2023Continue

  • Refinancing to a Fixed-Rate Mortgage
    Adjustable-Rate Mortgages | Mortgage Rates | Mortgage Refinance

    Refinancing To a Fixed-Rate Mortgage

    ByMargarett Jurilla September 5, 2023September 5, 2023

    In this blog, we will cover refinancing to a fixed-rate mortgage. ARM stands for adjustable-rate…

    Read More Refinancing To a Fixed-Rate MortgageContinue

  • Mortgage Rate Buydown
    Home Mortgage | Home Purchase | Mortgage Rates

    What is a Mortgage Rate Buydown

    ByGustan Cho September 4, 2023December 16, 2025

    This guide covers the frequently asked question of what is a mortgage rate buydown. Consider…

    Read More What is a Mortgage Rate BuydownContinue

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    Fannie Mae Guidelines on Conventional Loans
    by Sapna
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  • Manual Underwriting DTI Guidelines for FHA and VA Loans
    Manual Underwriting DTI Guidelines for FHA and VA Loans
    by Sapna
    October 23, 2025

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Scroll to top
  • About Us
    • Contact
    • Preferred Mortgage Rates Subsidiaries
    • Wholesale Lender Directory
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines On FHA Loans
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans For Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium Loans
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
  • Resources
    • How To Get Best Rates
    • How To Increase FICO
    • How To Reach Human at Credit Bureaus
    • How To Remove Credit Disputes
  • Blog
  • Fast Quote
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