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Preferred Mortgage Rates
  • Manual Underwriting DTI Guidelines for FHA and VA Loans
    FHA Loans | Mortgage Processing And Underwriting | Uncategorized | VA Loan | Videos

    Manual Underwriting DTI Guidelines for FHA and VA Loans

    BySapna October 23, 2025December 10, 2025

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  • Mortgage Process Timeline
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    Avoiding Mortgage Closing Delays and Close on Time

    ByAlex Carlcucci March 20, 2025December 16, 2025

    This guide covers avoiding mortgage closing delays and closing a home loan on time. Mortgage…

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  • Documents Required For Mortgage Loan Processing
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    Documents Required For Mortgage Loan Processing

    ByGustan Cho January 18, 2024January 18, 2024

    This  BLOG On Documents Required For Mortgage Loan Processing Was UPDATED On December 11th, 2018 Applying…

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  • Home Loan Approval Process
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    Home Loan Approval Process For Mortgage Borrowers

    ByMichael Gracz January 24, 2023May 1, 2023

    In this blog, we will discuss and cover the home loan approval process for mortgage…

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  • FHA Deferred Student Loans Requirement (1)
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    FHA Deferred Student Loans Requirement And How It Affects DTI

    BySapna January 23, 2023July 28, 2025

    This Article Is About FHA Deferred Student Loans Requirement And How It Affects DTI Every…

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  • The Down Payment Required On A Home Purchase
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    The Down Payment Required On A Home Purchase By Homebuyers

    BySapna December 6, 2022December 6, 2022

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  • Home Buyer Advice
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    Home Buyer Advice On Qualifying For a Mortgage

    BySapna November 29, 2022November 29, 2022

    In this article,  we will cover and discuss home buyer advice on qualifying for a…

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    Guest Post Agreement

    BySapna October 26, 2022October 26, 2022

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Recent Articles

  • Understanding Mortgage Programs
    Fannie Mae Guidelines on Conventional Loans
    by Sapna
    November 3, 2025
  • Manual Underwriting DTI Guidelines for FHA and VA Loans
    Manual Underwriting DTI Guidelines for FHA and VA Loans
    by Sapna
    October 23, 2025

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Regulated by IDFPR – Residential Mortgage Banking 555 West Monroe St., Ste 500 Chicago, Illinois 60661, 844-768-1713
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director FHA Bad Credit Lenders FHA Bad Credit Lenders Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler, Arizona 85226 Company NMLS 1660690 | FHA Bad Credit Lenders Branch NMLS 2315275 | GCA Regional Branch Address 999 Oakmont Plaza Drive Suite 600 Westmont IL 60559 | For licensing information, go to www.nmlsconsumeraccess.org | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
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  • About Us
    • Contact
    • Loan Limits
    • Meet Our Team
    • Preferred Mortgage Rates Subsidiaries
    • Wholesale Lender Directory
    • GCA Forums
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans For Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium Loans
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
  • Resources
    • How To Get Best Rates
    • How To Increase FICO
    • How To Reach Human at Credit Bureaus
    • How To Remove Credit Disputes
  • Blog
  • Testimonials
  • Fast Quote
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