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Call or Text: 1-844-90-RATES

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Preferred Mortgage Rates
Hard Money Loans
Commercial Loans | Hard Money Loans | Videos

What Are Hard Money Loans

ByGustan Cho September 9, 2023September 9, 2023

This guide covers what are hard money loans and how it works. We will also…

Read More What Are Hard Money LoansContinue

FHA Streamline Refinance
Mortgage Refinance

FHA Streamline Refinance Mortgage Guidelines

ByAlex Carlcucci September 9, 2023

This BLOG covers FHA Streamline Refinance Mortgage Guidelines. HUD, the parent of FHA, has a…

Read More FHA Streamline Refinance Mortgage GuidelinesContinue

TBD Underwriting Process For Pre-Approval
Mortgage Processing And Underwriting | Conditional Loan Approval | Videos

What Is a TBD Underwriting Process Pre-Approval Letter

ByMargarett Jurilla September 8, 2023April 15, 2025

This article will discuss a TBD underwriting process and a TBD property pre-approval letter. In…

Read More What Is a TBD Underwriting Process Pre-Approval LetterContinue

Housing and Mortgage Market
Real Estate Topic | Home Mortgage | Home Purchase | Mortgage Rates | Videos

Housing and Mortgage Market Recap of 2023

ByMargarett Jurilla September 5, 2023September 5, 2023

The housing and mortgage market plays a crucial role in the overall economy, reflecting individuals’…

Read More Housing and Mortgage Market Recap of 2023Continue

Refinancing to a Fixed-Rate Mortgage
Adjustable-Rate Mortgages | Mortgage Rates | Mortgage Refinance

Refinancing To a Fixed-Rate Mortgage

ByMargarett Jurilla September 5, 2023September 5, 2023

In this blog, we will cover refinancing to a fixed-rate mortgage. ARM stands for adjustable-rate…

Read More Refinancing To a Fixed-Rate MortgageContinue

Mortgage Process Timeline
Mortgage Processing And Underwriting | Home Mortgage | Videos

Mortgage Process Timeline From Application To Clear-To-Close

ByGustan Cho September 4, 2023October 4, 2024

This guide covers the mortgage process timeline from application to clear-to-close. Mortgage process timeline can…

Read More Mortgage Process Timeline From Application To Clear-To-CloseContinue

Mortgage Rate Buydown
Home Mortgage | Home Purchase | Mortgage Rates

What is a Mortgage Rate Buydown

ByApril Ramirez September 4, 2023September 9, 2023

This guide covers the frequently asked question of what is a mortgage rate buydown. Consider…

Read More What is a Mortgage Rate BuydownContinue

Cash-Out Refinance Mortgage Guidelines
Mortgage Refinance

Cash-Out Refinance Mortgage Guidelines on Home Loans

ByGustan Cho August 29, 2023October 9, 2024

Homeowners with equity in their homes and overwhelmed with debt can consider a cash-out refinance…

Read More Cash-Out Refinance Mortgage Guidelines on Home LoansContinue

Foreign National Mortgage Loans
Videos | Foreign National Mortgage Loans

Foreign National Mortgage Loans

ByGustan Cho May 23, 2023November 18, 2024

This blog will cover qualifying and getting approved for foreign national mortgage loans. Foreign National…

Read More Foreign National Mortgage LoansContinue

Government Shutdown
Bad Credit Mortgages

Government Shutdown Delays Home Closings

ByApril Ramirez April 27, 2023November 18, 2024

What is a government shutdown?  Why does the government shut down? What happens when the…

Read More Government Shutdown Delays Home ClosingsContinue

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director FHA Bad Credit Lenders FHA Bad Credit Lenders Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office 209 Chandler AZ 856226 Company NMLS 1660690 | FHA Bad Credit Lenders Branch NMLS 2315275 | GCA Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
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  • About Us
    • Contact
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
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      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
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    • Reverse Mortgage Loans
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