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Preferred Mortgage Rates
  • Hard Money Loans
    Commercial Loans | Hard Money Loans | Videos

    What Are Hard Money Loans

    ByGustan Cho September 9, 2023September 9, 2023

    This guide covers what are hard money loans and how it works. We will also…

    Read More What Are Hard Money LoansContinue

  • FHA Streamline Refinance
    Mortgage Refinance

    FHA Streamline Refinance Mortgage Guidelines

    ByGustan Cho September 9, 2023

    This BLOG covers FHA Streamline Refinance Mortgage Guidelines. HUD, the parent of FHA, has a…

    Read More FHA Streamline Refinance Mortgage GuidelinesContinue

  • TBD Underwriting Process For Pre-Approval
    Mortgage Processing And Underwriting | Conditional Loan Approval | Videos

    What Is a TBD Underwriting Process Pre-Approval Letter

    ByMargarett Jurilla September 8, 2023April 15, 2025

    This article will discuss a TBD underwriting process and a TBD property pre-approval letter. In…

    Read More What Is a TBD Underwriting Process Pre-Approval LetterContinue

  • Housing and Mortgage Market
    Real Estate Topic | Home Mortgage | Home Purchase | Mortgage Rates | Videos

    Housing and Mortgage Market Recap of 2023

    ByMargarett Jurilla September 5, 2023September 5, 2023

    The housing and mortgage market plays a crucial role in the overall economy, reflecting individuals’…

    Read More Housing and Mortgage Market Recap of 2023Continue

  • Refinancing to a Fixed-Rate Mortgage
    Adjustable-Rate Mortgages | Mortgage Rates | Mortgage Refinance

    Refinancing To a Fixed-Rate Mortgage

    ByMargarett Jurilla September 5, 2023September 5, 2023

    In this blog, we will cover refinancing to a fixed-rate mortgage. ARM stands for adjustable-rate…

    Read More Refinancing To a Fixed-Rate MortgageContinue

  • Mortgage Process Timeline
    Mortgage Processing And Underwriting | Home Mortgage | Videos

    Mortgage Process Timeline From Application To Clear-To-Close

    ByGustan Cho September 4, 2023October 4, 2024

    This guide covers the mortgage process timeline from application to clear-to-close. Mortgage process timeline can…

    Read More Mortgage Process Timeline From Application To Clear-To-CloseContinue

  • Mortgage Rate Buydown
    Home Mortgage | Home Purchase | Mortgage Rates

    What is a Mortgage Rate Buydown

    ByGustan Cho September 4, 2023December 16, 2025

    This guide covers the frequently asked question of what is a mortgage rate buydown. Consider…

    Read More What is a Mortgage Rate BuydownContinue

  • Cash-Out Refinance Mortgage Guidelines
    Mortgage Refinance

    Cash-Out Refinance Mortgage Guidelines on Home Loans

    ByGustan Cho August 29, 2023December 16, 2025

    Homeowners with equity in their homes and overwhelmed with debt can consider a cash-out refinance…

    Read More Cash-Out Refinance Mortgage Guidelines on Home LoansContinue

  • Government Shutdown
    Bad Credit Mortgages

    Government Shutdown Delays Home Closings

    ByGustan Cho April 27, 2023December 16, 2025

    What is a government shutdown?  Why does the government shut down? What happens when the…

    Read More Government Shutdown Delays Home ClosingsContinue

  • Mortgage Loan With Recent Late Payments
    Bad Credit Mortgages | Home Mortgage | Mortgage With Late Payments | Videos

    Mortgage Loan With Recent Late Payments Guidelines

    ByGustan Cho April 13, 2023March 18, 2025

    In this blog, we will discuss and cover the question of can you get a…

    Read More Mortgage Loan With Recent Late Payments GuidelinesContinue

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  • About Us
    • Contact
    • Preferred Mortgage Rates Subsidiaries
    • Wholesale Lender Directory
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines On FHA Loans
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans For Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium Loans
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
  • Resources
    • How To Get Best Rates
    • How To Increase FICO
    • How To Reach Human at Credit Bureaus
    • How To Remove Credit Disputes
  • Blog
  • Fast Quote
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