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Call or Text: 1-844-90-RATES

Email Us: alex@gustancho.com

Preferred Mortgage Rates
  • High Debt To Income Ratios Mortgage Lending Guidelines
    Mortgage Processing And Underwriting

    Credit Score Analysis By Underwriters During Mortgage Process

    ByGustan Cho February 14, 2024February 14, 2024

    This Article Is About The Credit Score Analysis By Underwriters During Mortgage Process Two factors…

    Read More Credit Score Analysis By Underwriters During Mortgage ProcessContinue

  • Documents Required For Mortgage Loan Processing
    Uncategorized

    Documents Required For Mortgage Loan Processing

    ByGustan Cho January 18, 2024January 18, 2024

    This  BLOG On Documents Required For Mortgage Loan Processing Was UPDATED On December 11th, 2018 Applying…

    Read More Documents Required For Mortgage Loan ProcessingContinue

  • High Debt To Income Ratios Mortgage Lending Guidelines
    Debt To Income Ratio

    Debt-To-Income Ratio Guidelines on Mortgage Loans

    ByGustan Cho December 14, 2023December 16, 2025

    This article will cover the updated debt-to-income ratio guidelines on government, conventional, jumbo, and non-QM…

    Read More Debt-To-Income Ratio Guidelines on Mortgage LoansContinue

  • How To Improve FICO For Mortgage Approval
    Re-Establishing Credit

    How To Improve FICO Scores For Mortgage

    ByGustan Cho December 11, 2023December 11, 2023

    This blog will cover how to improve FICO scores for mortgage by having low credit…

    Read More How To Improve FICO Scores For MortgageContinue

  • Negative Factors In Buying Short Sale Homes For Homebuyers
    Home Purchase

    Negative Factors In Buying Short Sale Homes For Homebuyers

    ByGustan Cho October 23, 2023October 23, 2023

    In this blog, we will discuss and cover the negative factors in buying short sale…

    Read More Negative Factors In Buying Short Sale Homes For HomebuyersContinue

  • hat The Lender Says On How Much I Can Borrow Does Not Mean I Can Afford The Monthly Payments
    FHA 203k Loan

    Buying Foreclosures And Fixer Uppers With Homepath Loans

    ByGustan Cho October 19, 2023October 19, 2023

    This BLOG On Buying Foreclosures And Fixer Uppers With Homepath Loans Was UPDATED On October 28th,…

    Read More Buying Foreclosures And Fixer Uppers With Homepath LoansContinue

  • VA Loan Process
    VA Loan

    VA Loan Process And Eligibility Requirements On VA Mortgages

    ByGustan Cho October 17, 2023October 17, 2023

    This BLOG On VA Loan Process And Eligibility Requirements On VA Mortgages Was UPDATED On November…

    Read More VA Loan Process And Eligibility Requirements On VA MortgagesContinue

  • Hard Money Loans
    Commercial Loans | Hard Money Loans | Videos

    What Are Hard Money Loans

    ByGustan Cho September 9, 2023September 9, 2023

    This guide covers what are hard money loans and how it works. We will also…

    Read More What Are Hard Money LoansContinue

  • How Much House Can I Afford
    Home Mortgage | Home Purchase | Real Estate Topic | Videos

    How Much House Can I Afford Versus Qualify

    ByGustan Cho September 5, 2023September 5, 2023

    This guide covers the frequently asked question of how much house can I afford versus…

    Read More How Much House Can I Afford Versus QualifyContinue

  • Mortgage Process Timeline
    Mortgage Processing And Underwriting | Home Mortgage | Videos

    Mortgage Process Timeline From Application To Clear-To-Close

    ByGustan Cho September 4, 2023October 4, 2024

    This guide covers the mortgage process timeline from application to clear-to-close. Mortgage process timeline can…

    Read More Mortgage Process Timeline From Application To Clear-To-CloseContinue

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Recent Articles

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Regulated by IDFPR – Residential Mortgage Banking 555 West Monroe St., Ste 500 Chicago, Illinois 60661, 844-768-1713
Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director FHA Bad Credit Lenders FHA Bad Credit Lenders Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler, Arizona 85226 Company NMLS 1660690 | FHA Bad Credit Lenders Branch NMLS 2315275 | GCA Regional Branch Address 999 Oakmont Plaza Drive Suite 600 Westmont IL 60559 | For licensing information, go to www.nmlsconsumeraccess.org | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
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  • About Us
    • Contact
    • Loan Limits
    • Meet Our Team
    • Preferred Mortgage Rates Subsidiaries
    • Wholesale Lender Directory
    • GCA Forums
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans For Real Estate Investors
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium Loans
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
  • Resources
    • How To Get Best Rates
    • How To Increase FICO
    • How To Reach Human at Credit Bureaus
    • How To Remove Credit Disputes
  • Blog
  • Testimonials
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