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Call or Text: 1-844-90-RATES

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Preferred Mortgage Rates
High Debt To Income Ratios Mortgage Lending Guidelines
Mortgage Processing And Underwriting

Credit Score Analysis By Underwriters During Mortgage Process

ByGustan Cho February 14, 2024February 14, 2024

This Article Is About The Credit Score Analysis By Underwriters During Mortgage Process Two factors…

Read More Credit Score Analysis By Underwriters During Mortgage ProcessContinue

Documents Required For Mortgage Loan Processing
Uncategorized

Documents Required For Mortgage Loan Processing

ByGustan Cho January 18, 2024January 18, 2024

This  BLOG On Documents Required For Mortgage Loan Processing Was UPDATED On December 11th, 2018 Applying…

Read More Documents Required For Mortgage Loan ProcessingContinue

High Debt To Income Ratios Mortgage Lending Guidelines
Debt To Income Ratio

Debt-To-Income Ratio Guidelines on Mortgage Loans

ByGustan Cho December 14, 2023April 11, 2025

This article will cover the updated debt-to-income ratio guidelines on government, conventional, jumbo, and non-QM…

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How To Improve FICO For Mortgage Approval
Re-Establishing Credit

How To Improve FICO Scores For Mortgage

ByGustan Cho December 11, 2023December 11, 2023

This blog will cover how to improve FICO scores for mortgage by having low credit…

Read More How To Improve FICO Scores For MortgageContinue

Negative Factors In Buying Short Sale Homes For Homebuyers
Home Purchase

Negative Factors In Buying Short Sale Homes For Homebuyers

ByGustan Cho October 23, 2023October 23, 2023

In this blog, we will discuss and cover the negative factors in buying short sale…

Read More Negative Factors In Buying Short Sale Homes For HomebuyersContinue

hat The Lender Says On How Much I Can Borrow Does Not Mean I Can Afford The Monthly Payments
FHA 203k Loan

Buying Foreclosures And Fixer Uppers With Homepath Loans

ByGustan Cho October 19, 2023October 19, 2023

This BLOG On Buying Foreclosures And Fixer Uppers With Homepath Loans Was UPDATED On October 28th,…

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VA Loan Process
VA Loan

VA Loan Process And Eligibility Requirements On VA Mortgages

ByGustan Cho October 17, 2023October 17, 2023

This BLOG On VA Loan Process And Eligibility Requirements On VA Mortgages Was UPDATED On November…

Read More VA Loan Process And Eligibility Requirements On VA MortgagesContinue

Hard Money Loans
Commercial Loans | Hard Money Loans | Videos

What Are Hard Money Loans

ByGustan Cho September 9, 2023September 9, 2023

This guide covers what are hard money loans and how it works. We will also…

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How Much House Can I Afford
Home Mortgage | Home Purchase | Real Estate Topic | Videos

How Much House Can I Afford Versus Qualify

ByGustan Cho September 5, 2023September 5, 2023

This guide covers the frequently asked question of how much house can I afford versus…

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Mortgage Process Timeline
Mortgage Processing And Underwriting | Home Mortgage | Videos

Mortgage Process Timeline From Application To Clear-To-Close

ByGustan Cho September 4, 2023October 4, 2024

This guide covers the mortgage process timeline from application to clear-to-close. Mortgage process timeline can…

Read More Mortgage Process Timeline From Application To Clear-To-CloseContinue

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director FHA Bad Credit Lenders FHA Bad Credit Lenders Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler, Arizona 85226 Company NMLS 1660690 | FHA Bad Credit Lenders Branch NMLS 2315275 | GCA Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
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  • About Us
    • Contact
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium Loans
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
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