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Call or Text: 1-844-90-RATES

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Preferred Mortgage Rates
Hard Money Loans
Commercial Loans | Hard Money Loans | Videos

What Are Hard Money Loans

ByGustan Cho September 9, 2023September 9, 2023

This guide covers what are hard money loans and how it works. We will also…

Read More What Are Hard Money LoansContinue

TBD Underwriting Process For Pre-Approval
Mortgage Processing And Underwriting | Conditional Loan Approval | Videos

What Is a TBD Underwriting Process Pre-Approval Letter

ByMargarett Jurilla September 8, 2023April 15, 2025

This article will discuss a TBD underwriting process and a TBD property pre-approval letter. In…

Read More What Is a TBD Underwriting Process Pre-Approval LetterContinue

How Much House Can I Afford
Home Mortgage | Home Purchase | Real Estate Topic | Videos

How Much House Can I Afford Versus Qualify

ByGustan Cho September 5, 2023September 5, 2023

This guide covers the frequently asked question of how much house can I afford versus…

Read More How Much House Can I Afford Versus QualifyContinue

Housing and Mortgage Market
Real Estate Topic | Home Mortgage | Home Purchase | Mortgage Rates | Videos

Housing and Mortgage Market Recap of 2023

ByMargarett Jurilla September 5, 2023September 5, 2023

The housing and mortgage market plays a crucial role in the overall economy, reflecting individuals’…

Read More Housing and Mortgage Market Recap of 2023Continue

Mortgage Process Timeline
Mortgage Processing And Underwriting | Home Mortgage | Videos

Mortgage Process Timeline From Application To Clear-To-Close

ByGustan Cho September 4, 2023October 4, 2024

This guide covers the mortgage process timeline from application to clear-to-close. Mortgage process timeline can…

Read More Mortgage Process Timeline From Application To Clear-To-CloseContinue

HUD Versus Fannie Mae Guidelines
Conventional Loans | FHA Loans | Mortgage After Bankruptcy and Foreclosure | Videos

HUD Versus Fannie Mae Guidelines on Mortgages in Bankruptcy

ByDale Elenteny August 31, 2023August 31, 2023

This guide covers HUD versus Fannie Mae guidelines on mortgages in Bankruptcy. There are major…

Read More HUD Versus Fannie Mae Guidelines on Mortgages in BankruptcyContinue

Mortgage Without A Credit Score
Home Mortgage | Videos

Mortgage Without A Credit Score Lending Guidelines

ByMichael Gracz May 26, 2023May 26, 2023

This ARTICLE On Mortgage Without A Credit Score Lending Guidelines Was PUBLISHED On July 1st,…

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Foreign National Mortgage Loans
Videos | Foreign National Mortgage Loans

Foreign National Mortgage Loans

ByGustan Cho May 23, 2023November 18, 2024

This blog will cover qualifying and getting approved for foreign national mortgage loans. Foreign National…

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Mortgage Loan With Recent Late Payments
Bad Credit Mortgages | Home Mortgage | Mortgage With Late Payments | Videos

Mortgage Loan With Recent Late Payments Guidelines

ByGustan Cho April 13, 2023March 18, 2025

In this blog, we will discuss and cover the question of can you get a…

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Down Payment Assistance
Videos | Down Payment Assistance | First Time Home Buyers | Home Mortgage

Down Payment Assistance For First-Time Homebuyers

ByGustan Cho April 3, 2023March 18, 2025

In this guide, we will cover down payment assistance for first-time homebuyers. We will discuss…

Read More Down Payment Assistance For First-Time HomebuyersContinue

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Gustan Cho NMLS 873293 | Branch Manager NEXA | National Managing Director FHA Bad Credit Lenders FHA Bad Credit Lenders Empowered By NEXA Mortgage, LLC NMLS 1660690, Company State License # AZMB - 099459 Corporate Address: 3100 Ray Road Suite 201 Office # 209 | Chandler, Arizona 85226 Company NMLS 1660690 | FHA Bad Credit Lenders Branch NMLS 2315275 | GCA Regional Branch Address 17W662 Butterfield Road Suite 305 | Oakbrook Terrace, Illinois 60181 | NMLS Consumer Access | Texas Complaint and Recovery | Brokers and Affiliates AXEN is a dba of NEXA Mortgage LLC
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  • About Us
    • Contact
  • Mortgage Types
    • Purchase
      • Home Purchase Loans
      • Investment Property Loans
    • Refinance
      • Refinance Mortgage Options
      • Chapter 13 Bankruptcy Cash-Out-Buyout
      • Rate And Term Refinance
      • FHA Streamline Refinance
      • VA Streamline Refinance
      • Refinancing NON-QM Loans Into Conventional Mortgages
      • Refinance FHA To Conventional Loans
    • FHA Home Loans
      • FHA Manual Underwriting
      • FHA Chapter 13 Bankruptcy Guidelines
      • FHA Loans For Bad Credit
      • FHA Loans For Low Credit Scores
      • FHA Collections
      • FHA Loans Charged Off Accounts
      • W-2 Income Only FHA Loans
      • FHA Loans With Tax Lien
      • FHA Loan With Judgment
    • FHA 203k Loans
    • VA Home Loans
      • VA Manual Underwriting
      • VA Chapter 13 Bankruptcy Guidelines
      • VA Loans For Bad Credit
      • VA Loans For Low Credit Scores
      • VA Loans With Charged-Off Accounts
      • W-2 Income Only VA Loans
      • VA Loans with Tax Lien
      • VA Loan with Judgment
    • NON-QM Loans
      • Bank Statement Loans
      • DSCR Loans
      • Asset-Depletion
      • Foreign Nationals
      • ITIN Mortgage Loans
      • No-Doc Loans
    • USDA Loans
    • Jumbo Loans
    • DACA Mortgage Loans
    • Conventional Loans
      • Conventional Loans W-2 Income ONLY Mortgages
      • Conventional Loans After Foreclosure
      • Conventional Loans After Bankruptcy
      • Conventional Loan With Tax Lien
      • Conventional Loan With Judgment
    • Condominium Loans
      • Warrantable Condos
      • Condotel Financing
      • Non-Warrantable Condos
    • Commercial Loans
    • Reverse Mortgage Loans
  • Resources
    • How To Get Best Rates
    • How To Increase FICO
    • How To Reach Human at Credit Bureaus
    • How To Remove Credit Disputes
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